COLLEGE ACCESS LOANS (CAL)
The College Access Loan Program provides alternative education loans to Texas students. Students do not have to demonstrate financial need to receive these loans. The CAL may be used to cover part or all of the student's Expected Family Contribution (EFC), which is calculated by completing the Free Application for Federal Student Aid (FAFSA). However, the amount of federal aid for which you are eligible must be deducted from the cost of attendance in determining the CAL loan amount.
Online Application and complete details regarding eligibility, loan amounts, interest rates and fees, etc. can be found at www.hhloans.com or you may contact the Financial Aid office at your college.