2011-2012
Compendium

COLLEGE ACCESS LOANS (CAL)

    The College Access Loan Program provides alternative education loans to
    Texas Students.  Students do not have to demonstrate financial need to
    receive these loans.  The CAL may be used to cover part or all of the
    student's Expected Family Contribution (EFC), which is calculated by
    completing the Free Application for Federal Student Aid (FAFSA).
    However, the amount of federal aid for which you are eligible must be
    deducted from the cost of attendance in determining the CAL loan
    amount.

    Online Application and complete details regarding eligibility, loan
    amounts, interest rates and fees, etc. can be found
    at www.hhloans.com
    or you may contact the Financial Aid office at your college.