2009-10
Compendium

COLLEGE ACCESS LOANS (CAL)

The College Access Loan Program provides alternative education loans to Texas Residents who are unable to meet the cost of attendance. The CAL may be used to cover part or all of the student's Expected Family Contribution (EFC), which is calculated by completing the Free Application for Federal Student Aid (FAFSA). Students do not have to demonstrate financial need to apply. However, the amount of federal aid for which you are eligible must be deducted from the cost of attendance in determining the CAL loan amount. This loan program is part of the Hinson-Hazlewood College Student Loan Program administered by the Texas Higher Education Coordinating Board (THECB).

Online Application and complete details regarding eligibility, loan amounts, interest rates and fees, etc. can be found at www.hhloans.com or you may contact the Financial Aid office at your college.